Terms Of Use

Effective Date: 9/18/2024

Welcome to The Smith Agency! These Terms of Use govern your access to and use of our website and services. By accessing or using our website, you agree to comply with these terms. If you do not agree, please do not use our site.

1. Acceptance of Terms

By using our website, you affirm that you are at least 18 years old or that you have the consent of a parent or guardian to use our services. You agree to comply with all applicable laws and regulations.

2. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Any changes will be effective immediately upon posting on this page. Your continued use of the website after changes are made constitutes your acceptance of the revised terms.

3. User Conduct

You agree not to:

  • Use the website for any unlawful purpose.

  • Interfere with or disrupt the security, integrity, or performance of the website.

  • Attempt to gain unauthorized access to any part of the website or its related systems.

  • Transmit any harmful or malicious code.

4. Intellectual Property

All content on our website, including text, graphics, logos, and images, is the property of Smith Agency or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute any content without our express written permission.

5. Third-Party Links

Our website may contain links to third-party websites. We do not control these sites and are not responsible for their content or practices. We encourage you to review the terms of use and privacy policies of any third-party sites you visit.

6. Disclaimers

Our website and services are provided on an "as-is" basis without any warranties of any kind, either express or implied. We do not guarantee that our services will be error-free, secure, or uninterrupted.

7. Limitation of Liability

To the fullest extent permitted by law, Smith Agency  shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the website or services.

8. Indemnification

You agree to indemnify and hold harmless Smith Agency Insurance Group and its affiliates, employees, and agents from any claims, losses, liabilities, damages, or expenses arising out of your use of the website or violation of these Terms of Use.

9. Governing Law

These Terms of Use are governed by the laws of the State of Florida. Any disputes arising from these terms shall be resolved in the state or federal courts located in Lake Fort Worth Beach, Florida.

10. Contact Us

If you have any questions or concerns about these Terms of Use, please contact us at:

Smith Agency

Email: info@florida-agency.com

Phone: (866) 500-5000